Do you have questions on budgeting, saving, or how to become debt free?
HCG’s Financial Capability Courses are sponsored by companies and organizations, or are available for a fee throughout the year and may be open to the public or to previous graduates of the program. We offer:
Check our Calendar and Events section for course dates and registration information.
Learn more about Financial Capability.
Do you want to purchase your first home but have little to no money for a down payment?
You may qualify for our Individual Development Account Program (IDA): A comprehensive 6 to 12 month FDIC-endorsed financial literacy program entitled “Money Talks” that enables participants to receive matching funds for a savings account that can be used to purchase their first home, to open a small business, or to be used for higher education.
Participants complete economic literacy and home-buyer-education courses, clean up their credit, establish a budget and savings schedule, and manage their money on a long-term basis. Program participants may be subject to specific income guidelines and limitations. Please check Calendar and Events for course schedules and registration information.
Have you applied for a mortgage which requires you to prepurchase Homeownership Counseling?
HCG is a HUD-approved Housing Counseling Center. We can assist first time home buyers with prepurchase education through monthly classes in Greensboro and High Point as well as one-to-one counseling. Contact us at (336)553-0946 for more information and an appointment.
Learn more about Homeownership Counseling.
Are you currently behind on your mortgage payment?
Through our Foreclosure Prevention/Mortgage Advocate Program (MAP), HCG offers assistance such as financial counseling and loss mitigation for homeowners facing financial troubles.
HCG offers homeowner assistance through clinics held twice monthly to begin the loss mitigation process. We negotiate on your behalf with your lender in an effort to obtain a modification or other solution that best meets your needs.
If you are a Piedmont/Triad area resident facing foreclosure, please contact HCG to set up an appointment to discuss your options.
Learn more about Foreclosure Counseling.