Call us at (336) 553-0946
First Time Homebuying:
2024 Participating Lenders and Realtors List
Please click here for the January- June 2024 schedule for classes.
To register please email us at info@housingconsultantsgroup.org.
What is Financial Wellness Boot Camp?
The Financial Wellness Boot Camp classes are held on Mondays and Tuesdays and designed to help individuals who may need a little extra boost with their credit score. In this 5 session course they will learn new tools to help navigate the process of cleaning up debt from credit files with reporting agencies.
To get more information or to register for our next session, please email us at info@housingconsultantsgroup.org or call 336-553-0946 ext 201.
What are Individual Development Accounts (IDAs)?
Individual development accounts (IDAs) are special savings accounts that match the deposits of low- and moderate- income people. For each dollar saved in an IDA, the saver receives a corresponding match which serves as both a reward and an incentive to further the saving habit. Savers must agree to complete financial education classes and use their savings for an asset-building purpose.
To find out more or to register for the next session of the IDA class, please email us at info@housingconsultantsgroup.org or call 336-553-0946 ext 201.
What is the Hombuyers Education Class (HBE)?
*Required for Homebuyer Assistance Program (DPA Program)*
**If you live outside of Guilford County the webinar is $50, and must be paid prior to attending the class**
The HBE class is offered monthly and is very informative regarding credit before and after home purchase, emergency planning, budgeting, and home maintenance. You will hear from realtors, lenders, attorneys, and other people in the homebuying progress using real life scenarios on home purchasing. This 8 hour counseling session is in person and is one of the requirements for the down payment assistance program. Please click here for the January- June 2024 schedule for classes.
To register please email us at info@housingconsultantsgroup.org or call 336-553-0946 ext 201.
How Do I apply for Homebuyer Assistance (DPA) for High Point?
**If you live outside of Guilford County the webinar is $50, and must be paid prior to attending the class**
Below is information for City of High Point DPA:
Core City NCHFA Combo Flyer
Homebuyer Assistance Program Frequently Asked Questions
HBA Flyer 2023
Core City Flyer
Southside Core City Flyer
2023 Income Limits eff. June 15, 2023 and Fair Market Rents
Definition of Home: "Home" is defined as a single-family residence,condo, or townhome affixed to a permanent foundation in City limits that does not exceed 95% of the area median purchase price.
Requirements:
Step 1:
All Applicant Buyers must receive housing counseling before receiving Homebuyer Assistance (DPA).
How long is the class?
The homebuyer education class is an 8-hour in-person required course for anyone listed on the Deed of Trust.
Step 2:
Must Contact HCG office to Register for class.
The Applicant Buyer must call the office directly to register for class at (336-553-0946 ext 201) or info@housingconsultantsgroup.org.
What if I have already completed the 8-hour class and have my certificate?
You may use the certificate you have, provided the certificate has not expired (cert. good for one year from date received). If it is expired you must retake the class to get a new certificate. Once you have your certificate you will work with your Lender and Realtor to complete the process
For additional information please visit:
City of High Point Homebuyer-Assistance-Programs
For registration and general questions please contact us at info@housingconsultantsgroup.org.
How do I apply for Homebuyer Assistance (DPA) in Greensboro?
**If you live outside of Guilford County the webinar is $50, and must be paid prior to attending the class**
Step 1:
Residency: Must be a US/Permanent Resident.
First Time Home Buyer: Applicant Buyer cannot have owned a home within the last (3) three years.
Primary Residence: Applicant Buyer must occupy home as primary residence for at a minimum of 5+ years.
Income limits for 2023: Please visit website!
Current income limits are also available online or by contacting program staff or your lender and realtor.
FAQs about the programs: Homebuyer Program Q & As
Step 2:
All Applicant Buyers must receive housing counseling before receiving Homebuyer Assistance (DPA).
How long is the class?
The homebuyer education class is an 8-hour in-person required course for anyone listed on the Deed of Trust.
Must Contact HCG office to Register for class. The Applicant Buyer must contact us at info@housingconsultantsgroup.org.
What if I have already completed the 8-hour class and have my certificate?
You may use the certificate you have, provided the certificate has not expired (cert. good for one year from date received). If it is expired you must retake the class to get a new certificate.
Once you have your certificate you will work with your Lender and Realtor to complete the process.
For additional information please visit:
please visit the city's website at City of Greensboro Homebuyer Assistance or Housing Connect GSO.
For registration and general questions please email info@housingconsultantsgroup.org or call 336-553-0946 ext 201.
